But as for my own works I've been sort of, well... fade to black. While I'll drag the lovers up to the edge I just can't push them over, preferring to leave the good details to the reader's imagination - because that's what I think works for my characters and the way I write.
Here's an example from the first book in the "Blood of the Pride" series.
To me that's enough to give the reader - you can figure out what happens next, right?
But, as I said above, I'm no prude - give me a hot and heavy love scene and I haz great fun! It's only when the scene seems forced and suddenly I find my mind wandering as to trying to figure out how person A is still breathing and where person B's leg is and how the heck can anyone be that flexible and I'm bounced out of the story.
A good love scene can be graphic or may not be. But what it has to do is send the reader on an emotional ride that's got to pay off at the end with flushed cheeks and grabbing for the water bottle. Whether it's a "fade to black" or a hot steamy scene the writer's got to deliver those feelings or it just descends into an engineering test of who fits into whom.
As with all things - just my wandering thoughts! Feel free to agree or disagree below and if you have any refs to authors you want to recommend - jump on in!